Question 1

What should I expect in my first meeting with a financial advisor?

Accepted Answer

At Rubiq, the first conversation is complimentary and focused on understanding your situation — your goals, your concerns, your current financial structure. We ask about your tax picture, your entities, your estate plan, and what's working or not working with your current advisor. There is no sales pitch and no obligation.

Question 2

How long does it take to onboard with a new wealth advisor?

Accepted Answer

A comprehensive onboarding typically takes 30 to 60 days. This includes gathering documents, reviewing your tax returns and estate plan, building your financial model, and establishing custodial accounts. For complex situations with multiple entities or advisors to transition from, the process may take 60 to 90 days.

Question 3

Can I transfer my accounts without selling my investments?

Accepted Answer

In most cases, yes. An in-kind transfer moves your existing holdings to a new custodian without selling them, avoiding capital gains taxes. Your new advisor can then evaluate the portfolio and make strategic changes over time rather than triggering a large taxable event on day one.

Contact a Fiduciary Advisor — Let's Talk.

Contact a Fiduciary Advisor
— Let's Talk.